Commercial & Employer Contracts

Coordinated Healthcare Solutions for Employers and Commercial Organizations

Hospitals Without Walls™ works with employers and commercial organizations to design healthcare programs that support eligible employees, dependents, retirees, and other defined populations across traditional care settings.

Our objective is to improve access, strengthen care coordination, support people with complex health needs, and promote responsible healthcare utilization without compromising medically necessary care.

Healthcare coordination for commercial and employer organizations

Healthcare that extends beyond the workplace

Supporting the Whole Person Wherever Care Is Needed

An individual's health needs do not begin and end at the workplace.

Employees and their family members may receive care through hospitals, physician practices, urgent-care centers, rehabilitation facilities, pharmacies, behavioral-health providers, home health organizations, virtual platforms, and community services.

When these services are poorly connected, people may experience:

Hospitals Without Walls™ helps contracting organizations develop a structured model for connecting appropriate services around the person.

  • Difficulty navigating the healthcare system
  • Delayed follow-up
  • Conflicting or incomplete information
  • Medication related concerns
  • Missed appointments
  • Repeated assessments
  • Unaddressed social or functional barriers
  • Poorly supported transitions
  • Increased caregiver strain
  • Potentially avoidable use of higher-cost services

Who we work with

Flexible Contracting for Different Commercial Populations

Potential contracting partners may include:

  • Self funded employers
  • Fully insured employers
  • Large corporations
  • Small and midsized businesses
  • Labor organizations
  • Union health and welfare funds
  • Taft Hartley plans
  • Third party administrators
  • Employer coalitions
  • Benefit consultants
  • Occupational-health organizations
  • Commercial health plans
  • Accountable care organizations
  • Risk bearing provider organizations
  • Workers' compensation stakeholders, where appropriate
  • Retirement and retiree-health programs
  • Educational institutions
  • Hospitality organizations
  • Transportation and logistics companies
  • Manufacturing organizations
  • Healthcare employers
  • Other commercial entities responsible for defined populations

The structure of each relationship depends on the organization, population, benefit arrangement, funding model, requested services, applicable law, and written contract.

Populations that may benefit

Programs Designed Around Identified Needs

A commercial or employer sponsored program may be designed for:

Participation and eligibility must be defined by the applicable program and cannot be assumed from inclusion in one of these categories.

  • Employees with multiple chronic conditions
  • Individuals returning home after hospitalization
  • People at elevated risk during transitions of care
  • Employees or dependents with mobility limitations
  • Older employees
  • Retirees
  • Family members caring for an aging or seriously ill relative
  • Individuals with substantial medication burden
  • People with behavioral and physical health needs
  • Individuals who experience difficulty accessing conventional care
  • Employees working remotely
  • Employees with demanding or irregular schedules
  • Geographically distributed workforces
  • Eligible dependents with complex healthcare needs

Potential program components

A Contract Built Around Your Population

Depending on the organization's needs and the final written agreement, a program may include:

Comprehensive Health and Risk Assessment
Assessment of relevant medical, functional, behavioral, medication-related, social, environmental, and caregiver needs by appropriately qualified professionals.
Chronic Disease Support
Coordinated support for eligible individuals living with one or more chronic conditions.
Transitional Care
Structured follow-up and care coordination after hospitalization or another significant transition.
Telehealth and Virtual Care
Technology-enabled access to authorized healthcare professionals when clinically appropriate and legally permitted.
Mobile Health Delivery
Eligible services delivered in the home, workplace, residential setting, or another authorized location.
Remote Patient Monitoring
Collection and review of selected health information when ordered, appropriate, available, and supported by a defined clinical-response protocol.
Medication Support
Medication reconciliation, education, adherence support, or referral for professional medication review.
Behavioral and PsychoSpiritual Support
Appropriate behavioral, emotional, and whole-person support provided according to the individual's needs, preferences, consent, and available qualified professionals.
Palliative and Supportive Care
Symptom management and supportive care for eligible individuals living with serious illness.
Caregiver and Family Support
Education, resource navigation, and care coordination for authorized caregivers and family members.
Healthcare Navigation
Assistance understanding available services, referrals, appointments, transitions, and community resources.
Return-to-Work Coordination
Communication and coordination related to return-to-work planning when authorized, clinically appropriate, and consistent with employment and disability laws.

Hospitals Without Walls™ does not make employment decisions or determine whether an employee is legally qualified to perform a particular job unless that responsibility is expressly and lawfully assigned to a qualified entity under a written agreement.

For employees and eligible participants

Care Focused on the Person—not the Employer's Employment Decisions

Eligible participants may receive support designed to help them:

  • Understand their care plan
  • Connect with appropriate services
  • Prepare for and recover from care transitions
  • Manage appointments and referrals
  • Identify barriers interfering with care
  • Understand medication instructions
  • Communicate with authorized healthcare professionals
  • Obtain appropriate caregiver resources
  • Monitor defined health concerns
  • Recognize when urgent or emergency care may be necessary
  • Participate meaningfully in healthcare decisions

Participation in a healthcare or wellness program should not be misrepresented as a guarantee of employment, benefits, insurance coverage, improved health, or financial savings.

For employers

A Responsible Population-Health Strategy

A carefully designed program may help an employer pursue objectives such as:

These are program objectives. They are not guaranteed results.

  • Improving access to appropriate care
  • Supporting employees with complex health needs
  • Strengthening continuity after hospitalization
  • Helping employees navigate fragmented services
  • Supporting caregivers within the workforce
  • Promoting appropriate use of healthcare resources
  • Improving the employee healthcare experience
  • Supporting an organization's health and benefit strategy
  • Developing more meaningful performance information
  • Identifying population-level service gaps
  • Coordinating with existing benefit and healthcare partners

For caregivers in the workforce

Supporting Employees Who Also Care for Others

Many employees are responsible for helping an older adult, a person with a disability, or a family member living with serious illness.

Caregiving responsibilities may involve:

  • Coordinating appointments
  • Managing medications
  • Communicating with multiple providers
  • Arranging transportation
  • Responding to changes in condition
  • Supporting daily activities
  • Navigating insurance and community resources
  • Preparing for care transitions
  • Making authorized healthcare decisions
  • Balancing employment and caregiving responsibilities

An employer-sponsored caregiver-support program may provide education, navigation, coordination, and access to appropriate resources while protecting the privacy and autonomy of both the employee and the person receiving care.

For retirees and older adults

Continuing Support Beyond Active Employment

Employers and benefit organizations may choose to develop programs for eligible retirees and older dependents.

Potential areas of focus may include:

  • Comprehensive geriatric assessment
  • Chronic disease management
  • Frailty and functional decline
  • Medication complexity
  • Fall risk
  • Cognitive concerns
  • Transitional care
  • Home safety
  • Palliative support
  • Caregiver needs
  • Healthcare navigation
  • Coordination with treating professionals

Services must be based on individual clinical need, authorization, availability, benefit coverage, and applicable law.

Our commercial contracting process

From Population Need to Measurable Program

  1. 1

    Step 1

    Organizational Consultation

    We meet with the organization and its authorized representatives to understand:

    • The population to be served
    • The principal healthcare challenges
    • Existing benefits and services
    • Geographic distribution
    • Access barriers
    • Available data
    • Desired outcomes
    • Operational requirements
    • Budget and contracting structure
  2. 2

    Step 2

    Population and Needs Assessment

    Where lawful data are available, the parties may evaluate:

    • Population characteristics
    • Chronic condition burden
    • Healthcare access
    • Utilization patterns
    • Care transition needs
    • Service gaps
    • Caregiver needs
    • Geographic considerations
    • Existing vendor capabilities

    Individually identifiable health information should not be provided to an employer unless the disclosure is lawful, authorized, necessary, and consistent with the applicable program.

  3. 3

    Step 3

    Program Design

    The proposed program defines:

    • Eligibility
    • Scope of services
    • Participating providers
    • Referral pathways
    • Consent procedures
    • Care coordination workflows
    • Clinical escalation protocols
    • Technology requirements
    • Data responsibilities
    • Privacy safeguards
    • Performance measures
    • Reporting procedures
    • Implementation timeline
  4. 4

    Step 4

    Legal and Compliance Review

    The parties evaluate the laws and requirements applicable to the particular arrangement.

    • Employer sponsored health plans
    • Employee benefits
    • Disability related inquiries
    • Medical examinations
    • Genetic information
    • Nondiscrimination
    • Program voluntariness
    • Reasonable accommodations
    • Health information privacy and security
    • State medical privacy laws
    • Professional licensure
    • Telehealth
    • Marketing and communications
    • Tax treatment
    • Labor agreements
    • Fiduciary obligations

    The exact legal requirements depend on the program. Each organization should obtain advice from its own qualified legal and benefits professionals.

  5. 5

    Step 5

    Written Contract

    The written agreement establishes:

    • Contracting parties
    • Covered population
    • Services
    • Responsibilities
    • Fees and payment
    • Data use
    • Privacy and security
    • Quality standards
    • Insurance requirements
    • Indemnification
    • Reporting
    • Performance measures
    • Governance
    • Termination rights
    • Dispute procedures
  6. 6

    Step 6

    Implementation

    Implementation may include:

    • Workflow development
    • Technology configuration
    • Personnel training
    • Participant communications
    • Referral activation
    • Data testing
    • Escalation testing
    • Quality review procedures
    • Program launch
  7. 7

    Step 7

    Measurement and Improvement

    Performance is evaluated according to agreed measures, and the program is refined through the established governance process.

Privacy and employment separation

Healthcare Information Must Be Protected

Healthcare participation should be separated from inappropriate employment use.

Unless expressly permitted by law and properly authorized, an employer should not receive an individual participant's:

  • Diagnosis
  • Medical history
  • Medication information
  • Genetic information
  • Treatment details
  • Behavioral health information
  • Disability related information
  • Individual assessment results
  • Individually identifiable healthcare utilization
  • Personal communications with healthcare professionals

Where appropriate and lawful, employers may receive aggregated or de-identified reports designed to evaluate the program without identifying individual participants.

Healthcare information must not be used unlawfully to discriminate, retaliate, interfere with protected rights, or make prohibited employment decisions.

Voluntary participation

Informed Choice Must Be Respected

When voluntariness is required, participation must be genuinely voluntary.

Eligible individuals should receive understandable information explaining:

  • What the program provides
  • Who operates it
  • What information will be collected
  • Why the information is collected
  • How the information may be used
  • Who may receive it
  • How it will be protected
  • Whether participation affects benefits
  • Whether incentives apply
  • How to decline or withdraw
  • Whom to contact with questions or complaints

Incentives, eligibility conditions, and communications must comply with the legal requirements applicable to the particular program.

Nondiscrimination and accessibility

Programs Must Be Designed for Fair Access

A commercial or employer sponsored program should be evaluated for accessibility and lawful nondiscrimination.

Program design may need to address:

  • Disability access
  • Reasonable accommodations
  • Language access
  • Health literacy
  • Digital access
  • Alternative communication methods
  • Geographic limitations
  • Cultural considerations
  • Meaningful alternatives
  • Equal access for similarly situated individuals
  • Protection against health status discrimination

A technology-dependent program should not automatically exclude an otherwise eligible person when a reasonable alternative is required or appropriately available.

Clinical independence

Employment Objectives Do Not Control Medical Judgment

Qualified healthcare professionals must be able to exercise independent clinical judgment.

An employer, benefits administrator, or commercial contracting organization should not direct a clinician to:

  • Withhold medically necessary care
  • Avoid an appropriate emergency referral
  • Change a diagnosis for financial or employment purposes
  • Conceal a material clinical finding
  • Disregard professional standards
  • Act beyond the clinician's authorized scope
  • Disclose protected information unlawfully
  • Modify a medical opinion improperly

Employment, productivity, attendance, and cost objectives must not override patient safety or lawful clinical judgment.

Measuring performance

Defined Measures. Transparent Methods. Honest Conclusions.

A commercial contract may include measures addressing:

Access

  • Referral to contact time
  • Appointment completion
  • Successful service connection
  • Participant access to appropriate support

Engagement

  • Eligible population reached
  • Voluntary participation
  • Assessment completion
  • Follow up completion

Care Coordination

  • Care plans completed
  • Medication reconciliation
  • Post discharge follow up
  • Closed loop referrals
  • Identified barriers addressed

Quality and Safety

  • Documented escalation
  • Adverse events
  • Patient reported experience
  • Complaint resolution
  • Protocol adherence

Utilization

  • Emergency department utilization
  • Hospital admissions
  • Readmissions
  • Use of other defined services

Financial Performance

  • Program cost
  • Cost per participant
  • Allowed healthcare expenditures
  • Cost trends
  • Return on investment, when methodologically supportable

Workforce Measures

When lawful, appropriate, and agreed upon:

  • Absence related measures
  • Return to work measures
  • Employee experience
  • Caregiver support utilization

Each measure must identify its definition, data source, eligible population, exclusions, baseline, measurement period, and analytical method.

Association does not prove that the program caused an observed result. Claims of savings or return on investment should be made only when supported by an appropriate comparison and reliable data.

Financial models

Contract Structures Designed for the Engagement

Depending on the program, possible financial structures may include:

  • Fixed administrative fees
  • Per member per month fees
  • Per participant fees
  • Fee for service arrangements
  • Episode based fees
  • Implementation fees
  • Technology fees
  • Performance based components
  • Shared savings arrangements
  • Hybrid models

No financial arrangement should reward the denial of medically necessary care, unlawful patient steering, inappropriate restriction of choice, or manipulation of reported outcomes.

The final structure must be documented in a written agreement and reviewed for legal, clinical, operational, and financial appropriateness.

Integration with existing benefits

Designed to Coordinate not Unnecessarily Duplicate

Hospitals Without Walls™ may coordinate with authorized existing resources, such as:

  • Health plans
  • Third party administrators
  • Pharmacy benefit arrangements
  • Employee assistance programs
  • Behavioral health programs
  • Occupational health services
  • Primary care providers
  • Specialty networks
  • Telehealth vendors
  • Disease management programs
  • Leave and disability administrators
  • Workers' compensation programs
  • Community resources

The objective is to identify responsibilities, close appropriate gaps, and avoid unnecessary duplication.

Integration depends on authorization, technical capability, contractual cooperation, and applicable privacy requirements.

Why Hospitals Without Walls™

A Whole Person Model With Measurable Accountability

Our approach combines:

We do not offer a universal promise of savings or improved outcomes.

We offer a structured model that can be designed, implemented, measured, and evaluated for the population your organization serves.

  • Whole person assessment
  • Person centered care planning
  • Clinical and nonclinical coordination
  • Mobile and virtual delivery options
  • Support across care transitions
  • Caregiver and family engagement
  • Defined responsibilities
  • Privacy conscious reporting
  • Contract specific quality measures
  • Continuous program improvement

Request a commercial or employer contract

Let Us Design the Right Program for Your Organization

Our team will evaluate whether an appropriate, compliant, operationally feasible, and measurable program can be developed.

Tell us:

  • Whom you want to serve
  • Where the population is located
  • Which healthcare challenges you want to address
  • What services already exist
  • What outcomes matter
  • What data are available
  • What implementation timeline you are considering

Important notice

Hospitals Without Walls™ is an independent healthcare-delivery and collaboration model. It is not an employer, health plan, insurance company, benefit-plan administrator, utilization review organization, or government program unless a particular written agreement expressly and lawfully assigns such a role.

Services vary by program, location, participating provider, eligibility, clinical need, benefit coverage, authorization, operational availability, and applicable law.

No improvement in health, productivity, attendance, retention, healthcare utilization, financial performance, or return on investment is guaranteed.

Nothing on this page constitutes medical, legal, employment, insurance, benefits, tax, or financial advice.

If you believe you are experiencing a medical emergency, call 911.